Hunter Insurance

Hunter Insurance SUPPLEMENTAL EARTHQUAKE COVERAGE
Many homeowners living in earthquake-prone areas know that standard homeowners or renters policies do not cover damages caused by earthquakes. Earthquake insurance is available as a supplemental policy to a standard homeowners or other property policy or as a stand- alone policy if you dont carry standard insurance on your property. Some types of buildings and materials pose greater risk of damage during an earthquake, but these arent used as commonly in earthquake- prone areas. Homes and other structures can also be anchored to their foundations as a different type of protection against earthquakes. The West Coast states including Alaska are most earthquake-prone, but other parts of the country close to fault lines and fracking sites are also at higher risk.
If your home is so damaged after an earthquake that you can no longer live in it, this coverage can help with hotel, restaurant, laundry and other extra bills you may incur while living in temporary housing until your house has been repaired and made habitable. Whether its home, auto,
or business coverage, HUNTER INSURANCE, INC. creates insurance programs that are personalized for your needs. Please call 769-9500 to learn more. Our office is located at 389 Old River Rd., Lincoln.
HINT: Earthquake insurance coverage is usually limited to damage from seismic activity and may not cover damage from moving earth, landslides, sinkholes, and other types of land shift.